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Put the cauliflower on to boil until it's tender.
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Heat a large frying pan, add the oil and the minced beef and cook it until browned. Tip the mince out of the pan into a sieve to drain off any fat.
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In the same pan cook the onion and carrot over a medium heat until they soften. Return the meat to the pan with the garlic and the herbs and cook for another minute.
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Add the plain flour to the pan, cook for a minute and then pour in the stock. Keep stirring, it should start to thicken. Season to taste and then spoon the meat mixture into a large baking dish.
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When your cauliflower is cooked drain it well! It will hold quite a bit of water and you don't want it to be watery when you mash it.
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Mash the cauliflower, season to taste and then mix in half the cheese.
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Evenly spoon the cauliflower onto the meat mixture making sure it is all covered. Sprinkle the remaining cheese over the top.
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Bake in a preheated oven at 200c/180c fan oven for half an hour or until the meat mixture is bubbling around the edges and the cheese is golden brown.
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Serve with green vegetables and some extra gravy if you want it.